Resources for Seniors

Home Care or Hospice Locator Site

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Looking for a home care or hospice agency? Finding the right provider does not have to be difficult.

Select the right home care agency with this user-friendly locator and checklist of questions to ask potential providers.

Select the right home care agency with this user-friendly locator and checklist of questions to ask potential providers.

The Home Care/Hospice Agency Locator contains the most comprehensive database of more than 33,000 home care and hospice agencies. Use this resource to find all the agencies in any particular area of the country.

Before starting, determine what home care services you need. If you’re new to home care, you can read all about it in the National Association for Home Care (NAHC) publication, How to Choose a Home Care Provider.


Beware of Scammers Trying to Sell Health Insurance Marketplace Plans to Seniors

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Scammers are calling and emailing people with Medicare and telling them Obamacare requires them to change their insurance and buy a marketplace plan.

Scammers are calling and emailing people with Medicare and telling them Obamacare requires them to change their insurance and buy a marketplace plan.

The Health Care Reform Marketplace is NOT for people with Medicare, cautions The Center for Medicare Advocacy and issued this alert:  Beware of scammers trying to sell health insurance marketplace plans to people with Medicare.

The Health Insurance Marketplace, created by the Affordable Care Act (ACA), opened for business on October 1, 2013. Uninsured people can shop for and purchase health insurance on the Marketplace. They can also apply for public programs on the Marketplace like Medicaid and tax credits to help pay for the costs of private insurance.

People with Medicare DO NOT need to visit the new Health Insurance Marketplace. According to the Department of Health and Human Services, it is illegal for a broker, agent or health insurance company to sell someone with Medicare an ACA marketplace plan.

Remember, the Marketplace does not offer Part D prescription drug plans, Medicare Advantage Plans or Medigap plans. If a Medicare beneficiary has questions about Medicare or would like to change their Part D or Medicare Advantage plan during the Annual Election Period (Oct 15 through Dec 7), they should visit www.medicare.gov or call 1-800-MEDICARE.

Scam Alert: The Federal Trade Commission has reported several recent scams targeted at older people. Scammers are calling and emailing people with Medicare and telling them Obamacare requires them to change their insurance and buy a marketplace plan. Oftentimes, these scammers will ask for personal information like Social Security numbers or bank accounts. Do not give them this information!

The Center for Medicare Advocacy encourages beneficiaries and their advocates to report all attempts at scams like this to the Federal Trade Commission.


Time to Pick a Medicare Part D Plan

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Question: Can I be penalized for not joining a Medicare prescription drug plan when I’m first eligible?
Answer: Yes. If you don’t join a Medicare prescription drug plan when you’re first eligible or go without prescription drug coverage for a period of 63 or more days in a row after you qualify, you may have to pay a late-enrollment penalty.

Seniors get to choose a new Medicare Part D prescription drug plan each year during an annual enrollment period from Oct. 15 to Dec. 7. About 22.7 million people, or 43 percent of Medicare’s 52 million beneficiaries, are enrolled in these drug policies.

Medicare Part D

Shop around every year because premiums, covered medications, out-of-pocket costs and the plans offered change each year.

 

Medicare officials recommend seniors shop around for a new plan even if they are happy with their current coverage because premiums, covered medications, out-of-pocket costs and the plans offered change each year. Read more